Treasury & Credit Services
Raising capital, managing customer credit and administering investments put different demands on a finance team. White Oak provides independent advice and professional services to help small and middle-market businesses scale their operations, improve efficiencies and increase profitability.
The team works closely with CFOs and Treasurers of private companies across credit responsibilities, from syndicating loans to collecting invoices.
Discuss your treasury and credit needsFind your service
Find the right treasury or credit service
The support you need may involve advice, ongoing administration or managing credit risk. Start with the responsibility you want help with, then explore the relevant service below.
- Raising debt capital
- Debt Capital Advisory & Placement
- Managing exposure when offering customers trade credit terms
- Trade Credit Risk Management
- Outsourcing the administration of receivables
- Accounts Receivable Management
- Building and administering institutional CD portfolios
- Treasury Management
- Combining outsourced customer credit and collections with credit-risk assumption on approved sales
- Credit and Collections
Debt advisory
Debt Capital Advisory & Placement
Raising debt capital calls for a conversation about the business's capital needs and the support required to address them. White Oak provides debt syndication, debt capital markets solutions and ancillary advisory services to corporate borrowers and institutional investors.
The team has experience across a broad range of industries and has supported businesses in raising capital throughout their balance sheets.
An acquisition and an ongoing working-capital need can place different demands on financing. Comparing commercial financing structures and repayment commitments helps connect the capital being raised with how the business will use and repay it.
Credit risk management
Trade Credit Risk Management
Offering customers time to pay supports a commercial relationship, but it also creates exposure through the receivables your business holds. White Oak's customer trade receivable risk management solutions are designed to protect receivables and mitigate the risks of extending trade credit terms.
Alongside credit risk management, White Oak facilitates access to improved credit terms and larger credit limits. These can enhance competitiveness and translate into improved profitability, sales and growth potential.
Customer payment terms also shape cash flow. White Oak's invoice factoring through the purchase of approved receivables brings cash forward from existing sales, helping address the wait for customer payment.
Receivables management
Accounts Receivable Management
Managing receivables involves more than collecting invoices. White Oak's outsourced accounts receivable management program can handle the broader accounting and administration process, with efficiency and transparency as its aims.
The program encompasses:
- Credit protection
- Collection services
- Cash application
- Bookkeeping
- Reporting, accessible online 24/7
Online reporting gives your business visibility into the receivables work it has outsourced.
Treasury management
Treasury Management
White Oak builds institutional investment portfolios using FDIC-insured certificates of deposit, which are backed by the full faith and credit of the U.S. government.
The service pairs portfolio construction with the work of administering those investments. White Oak provides a comprehensive, turnkey platform that includes risk management, accounting, compliance and performance features.
Credit & collections
Credit and Collections
White Oak enables small, medium and large-scale firms to outsource their customer credit and accounts receivable collection services. The service provides administrative cost savings and allows management to concentrate on running the business effectively.
Alongside performing bookkeeping and collections work on clients' behalf, White Oak assumes full credit risk on approved sales.
Get in touch
Discuss your treasury and credit needs
Get in touch with White Oak to discuss your treasury and credit needs. Our team is here to help you find the right support for your business.
Trade Credit Risk Management
Treasury Management
Gregory Stilson
Managing Director & Portfolio Manager, White Oak Global Advisors
Accounts Receivable Management
Martin Efron
Head of Factoring, White Oak Commercial Finance, LLC