Lender finance
Find capital for your business, portfolio and growth plans. White Oak Lender Finance offers tailored financing for companies and funds.
Discuss your lender finance needsCapital scope
Capital for your business
Your business, assets and plans for growth shape the capital you need. White Oak Lender Finance (WOLF) provides tailored capital solutions for companies and funds, from early-stage businesses to mature platforms.
- Capital solutions
- $20 million–$250 million
- Companies and funds
- Early stage to mature
- Rate structures
- Competitive floating rate
- Markets served
- United States, United Kingdom, Canada, the Caribbean and Western Europe
WOLF operates as a principal and portfolio lender, directly originating, underwriting and managing every aspect of its business. We take a hands-on approach, bringing industry expertise to the financing discussion and tailoring credit solutions to your business needs.
In a receivables funding program, arranging and administering the transaction can be separate from providing the capital. Receivables securitization with Finacity explains how Finacity structures a program, selects funding sources and manages ongoing reporting and administration as the receivables change.
Growth capital
Capital to support growth
As your business grows, your capital needs may change with the assets you hold and the opportunities you pursue. WOLF provides sizeable, committed financing structures with a focus on fast delivery and reliable access to capital.
In asset-backed portfolio financing, the amount committed to a facility is only part of the funding picture. The assets included in the financed pool and the agreed criteria for them can affect how much capital is available. A revolving or reinvestment period can support additional lending, while an amortization period directs principal repayments toward reducing the facility. These features differ by structure and matter when considering funding for a portfolio over time.
WOLF's range of credit solutions includes:
- Revolving senior warehouse facilities
- Term loan facilities
- Forward flow arrangements
- Unitranche facilities
- Loan portfolio purchases
- Mortgage rediscount facilities
Portfolio strategy
Financing a portfolio over time
Financing and a later sale can also be stages of a portfolio strategy. For example, a lender may use financing to accumulate assets before a subsequent sale or forward-flow arrangement. A planned later portfolio transaction can therefore matter to the financing needed today.
Sector expertise
Expertise across asset classes
WOLF's expertise spans commercial, consumer and alternative asset classes. Our scope includes receivables and lending portfolios, fund leverage and portfolio-acquisition needs, reflecting the different ways companies and funds use capital.
Select sectors we serve:
- Consumer receivables (sub-prime to prime)
- Commercial receivables
- Alternatives
- Hedge/credit fund leverage
- Corporate finance/leveraged loans
- Loan portfolio acquisitions
- Distressed debt buyer financing
- Equipment loans & leases
- Vacation ownership
- Security
Get in touch
Discuss your lender finance needs
Talk with Thomas Otte about the capital needs of your company or fund. The conversation can start with your business and plans for growth.