Trade finance and cross-border lending
White Oak provides USD-denominated trade finance for businesses in commodities and global supply chains, with financing supported by the physical goods and/or receivables being financed.
Discuss your trade finance needs
Trade financing
Financing connected to your trade
When you are financing a trade, the goods involved and the proceeds expected from their sale belong in the same conversation. White Oak's trade finance program targets self-liquidating transactions supported by the physical goods and/or receivables being financed.
In general, a self-liquidating loan is repaid with the proceeds from selling the goods acquired through the financing. This connects the financing to the trade's commercial cycle, helping you consider the funding need alongside the expected sale and payment.
For materials businesses, cash committed to inputs, production and stock can overlap with investment in processing or handling equipment. Considering materials operating cash needs alongside equipment investment helps you plan for the next order as well as the current trade.
Program parameters
Trade finance parameters
The amount, currency and expected duration of a transaction help frame the financing discussion. White Oak's Trade Finance program has the following parameters:
- Financing amount
- $5 million–$30 million
- Transaction currency
- US dollars (USD)
- Duration
- Short- to medium-term; typically less than one year
White Oak underwrites financings based on the underlying fundamentals of the transaction. The goods or receivables being financed and the trade they relate to provide context for that discussion. The typical duration above describes the program's focus, rather than a fixed term for every transaction.
For a business with receivables across units or locations, financing can also be considered at the portfolio level. Finacity's cross-border receivables programs bring together portfolio analysis, funding-source selection and ongoing administration, and can include funding arranged in multiple currencies.
Who we work with
Businesses and counterparties we work with
White Oak provides trade finance solutions to producers, distributors and trading companies within the commodities and global supply chain complex.
White Oak also works with:
- Banks
- Finance and advisory firms
- Trading companies
- Sponsors
- Alternative investment companies
The program works with counterparties in select jurisdictions around the globe where trade finance solutions are most prevalent. The location of the transaction is part of the context to discuss with White Oak.
Sector expertise
Sector expertise
Across the commodities and global supply chain complex, White Oak's Trade Finance sector expertise includes:
- Materials
- Industrials
- Electronics
- Consumer Discretionary
Get in touch
Discuss your trade finance needs
Get in touch with White Oak to talk through your next transaction. We're here to help you explore your trade finance options.